CAMS : Services, Features & Consolidated Capital Gains Statement

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Divya Singhvi

income from trading
Income Tax
Last updated on May 12th, 2022

What is CAMS?

Computer Age Management Services (CAMS) is a SEBI agency under the R&T (Registrar and Transfer) category. It is a platform providing technology-enabled services and processing-related solutions to mutual fund houses as well as investors. It facilitates in building up an interactive and user-interactive delivery model to investors.

What does CAMS do?

Computer Age Management Services is under the collective ownership of NSE Investment Ltd, HDFC Group, Warburg Pincus LLC, and Acsys Investment Private Ltd to provide a variety of services. Below are a few services that it provides:

CAMS has myCAMS an online application for the convenience of the investors. Using this, you can make a single Login User ID. However, the validity of the login credentials you generate will have only 48 hours. This is because the information you give is confidential and sensitive. Therefore, if you delay beyond two days, you will have to start the whole process again.

How does CAMS online work?

myCAMS is an online portal of CAMS. Here investors can easily retrieve their mutual fund statements by providing their PAN and registered email id. The user needs to access the ‘Mailback Services’ in order to get the statements.

Investors can find the details of NAV & the fees by scheme name in the app. The realized gain statements show data about long-term and short-term capital gain. Further, the Consolidated Account Statement shows details of all the mutual fund holdings of the person which are invested over multiple mutual fund houses i.e. AMCs, over a given period of time. It is a very popular mechanism to keep a track record of all the investments. However, they do not have any legal authorization to offer mutual fund recommendations or even distribute funds.

Features of CAMS

CAMS Online Registration Process

Registration through CAMSonline

CAMS online : Select CAMS
cams online : Registration Process

Registration through myCAMS App

Steps to Download CAMS Capital Gains Statement

  1. Go to CAMS Investor Mailback Services  

    Go to the website CAMS Online. Click on ‘View More’ under the option ‘Statements’CAMS - Investor Services > Statements

  2. Capital Gain/Loss Statement

    Click on the option ‘Capital Gain/Loss Statement’.CAMS - Download Capital Gain/Loss Statement

  3. Enter the required details – Period, Email, PAN, Password

    In the case of the time period – choose the default option of the current FY and previous FY.
    Enter the e-mail ID registered in the investment folios. Moreover, PAN is optional but if you provide your PAN number then it will also include those investments under your PAN where you may have not registered your email id. Lastly, select “All Funds” and “e-mail an encrypted attachment” for the delivery option.
    CAMS - Enter Details in the Form

  4. CAMS Capital Gains Statement

    Enter the password for encrypting the mail. It’ll take approximately 30 minutes until you receive the mail once you submit the form. CAMS report in mail

You will receive two files in the mail. One for the current FY and one for the previous FY. Typically you would use the previous FY statement since you would be filing returns in June/July for the previous FY. Moreover, both the files can be opened with the same password you had set in earlier.

Sample CAMS Investment Gain/(Loss) Statement


What should I do if some of my folios are missing in myCAMS user login portfolio valuation?

If in case any of your folios missing in the myCAMS login, please ensure that your email id is updated in all your Mutual Fund investments serviced by CAMS.

What is a Consolidated Account statement (CAS)?

Consolidated Account Statement is a single account statement that consolidates financial transactions. Further, It consists of all the mutual fund holdings of the person who invested over multiple mutual fund houses.

What happens if there are no financial transactions in a particular folio for the month?

CAS will include only the folios with financial transactions and hence these folios will not reflect in the statement.

Which statement should I download to report capital gains from mutual funds?

You should download the Capital Gain/Loss Statement from CAMS to view the data of mutual funds sold during the financial year. The CAMS CG Statement reflects the data of gain or loss on sale of each mutual fund along with details of the purchase and FMV i.e. Fair Market Value. You can use this statement to calculate and report the STCG and LTCG in the Income Tax Return.

Got Questions? Ask Away!

  1. Hi @Jitendra_Kumar,

    You should calculate your advance tax liability for the financial year. If your income tax liability is above INR 10,000, you need to pay your advance tax. 15th March 2021 is the last date to pay your advance tax for the FY 2020-21.

    Since you have Capital Gains income, you need to file ITR 2. The sue date for the same is 31st July 2021.

    You can also use this tool to determine, which ITR form to file.

  2. Thank you for the reply
    I have 1 more doubt :
    When calculating capital gains can i subtract brokerage or Exchange Transaction Charges or anything else that will reduce capital gains tax?

  3. @Jitendra_Kumar,

    You cannot claim brokerage expenses or other such charges from your capital gains. But, you can still claim transfer expenses such as stamp duty from your capital gains.
    However, if you do intraday or F&O trading which is treated as business income for Income Tax purposes, you can claim the following expenses.

  4. Hi @Aditya_s ,

    CAMS will include only the folios with financial transactions. If in case any of your folios missing in the myCAMS login, please ensure that your email id is updated in all your Mutual Fund investments serviced by CAMS.

  5. Hey @Javed19, we are working on the same and will be released in the coming week. Stay tuned! :rocket:

  6. @hiren_parekh

    LTCG upto 1 lakh is exempt from tax. Still you can sell and buy on the same day without waiting for the next day.

    Hope this helps!

  7. I saw in Quicko an option wherein a Zerodha user can login via Kite and his TaxPnL is auto-populated by the click of a button and his annual STCG and LTCGs are calculated from his trades on Zerodha trading platform.

    I was wondering whether the transactions done in Coin by Zerodha would also be tracked and its Gains/Losses would be also considered for annual STCG and LTCG during filing of returns?
    Is there a feature like that in Quicko presently?

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